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Licensed Public Adjusters · Policyholder Side Only

The storm was the easy part.

The hard part is getting your insurance company to pay what your policy promises. That is the fight we win — and if we don't, you owe us nothing.

ACT 01 THE DAMAGE

Every shingle. Every stain. Every dollar.

Wind-damaged home with tarped roof
EXHIBIT A — WIND

Torn open

Missing shingles, lifted decking, tarped roofs. Wind damage hides under the ridge line — until we pull it into the claim.

Hail impacts chalk-marked on a roof
EXHIBIT B — HAIL

Bruised deep

Chalk circles don't lie. Hail bruises kill a roof years before it leaks — carriers hope you never look.

Water-stained ceiling
EXHIBIT C — WATER

Seeping in

A stain on the ceiling is a battle already lost inside your walls. We claim what you can't see, too.

Flooded living room
EXHIBIT D — FLOOD

Rising fast

When the water leaves, the real count begins — floors, framing, everything it touched on the way out.

Fire-damaged kitchen
EXHIBIT E — FIRE & SMOKE

What remains

Smoke travels further than flame. So should your claim — into every room, seam and duct it reached.

SCROLL TO EXAMINE THE EVIDENCE
ACT 02 THE LOWBALL

Their adjuster works for them.

The person your insurer sends is paid to protect their bottom line — not your home. Left alone, most claims die quietly: denied outright, or settled for a fraction of the real cost.

80%

of valid claims are underpaid or denied when the policyholder stands alone.*

+747%

higher settlements, on average, when a public adjuster fights the claim for you.*

*INDUSTRY CLAIM STUDIES, INCL. THE OPPAGA REPORT ON REPRESENTED VS. UNREPRESENTED PROPERTY CLAIMS.

Claim document stamped DENIED
Overturned
EXHIBIT F — THE LETTER A denial letter isn't a verdict. It's an opening offer.
ACT 03 THE FIGHT

We take it from here.

You've got a life to rebuild. We've got a claim to win. From first inspection to final check, the burden moves off your shoulders and onto ours.

  1. /01

    The inspection

    We walk your property like a scene investigation — roof to slab, every impact photographed, measured and logged.

  2. /02

    The case file

    Your policy, read line by line. A forensic, line-item estimate their software can't quietly shrink.

  3. /03

    The negotiation

    We sit across from their adjusters, speak their language, and refuse the first three answers.

  4. /04

    The check

    You get paid what the policy promised — not what the carrier hoped you'd accept.

THE THINK SMART DOCTRINE

A policy is a promise.
We make them keep it.

KEEP SCROLLING — WE DON'T BACK DOWN EITHER
Paid or free — Think Smart guarantee seal
ACT 04 THE GUARANTEE

Paid.
Or free.

If your claim isn't paid, our service is free. No retainers, no hourly rates, no invoices for trying. We only win when you do.

Start your claim → CONTINGENCY-BASED · NO RECOVERY, NO FEE · 3RD-PARTY COSTS (SATELLITE, XACTIMATE) EXCLUDED
Homeowners at sunrise in front of their restored roof
FILE CLOSED — SETTLED IN FULL

Case closed.

New roof. Family home. Policy honored. That's the only outcome we accept — for every claim we take.

What we take on

ALL SERVICES →
S/01 New claims Filed right the first time, documented past dispute. S/02 Denied claims Re-opened, re-argued, overturned. Our specialty. S/03 Estimates Forensic, line-item, defensible against any desk review. S/04 Supplements For everything the first settlement conveniently missed.

Asked before every fight.

ALL QUESTIONS →
What exactly is a public adjuster?

A state-licensed claims professional who represents you — never the insurance company. Besides an attorney, a public adjuster is the only person legally allowed to handle your claim on your behalf.

What does it cost me?

Nothing up front, ever. We work on contingency — a small percentage of the settlement we win. If your claim isn't paid, our service is free. That's the guarantee.

My claim was already denied. Too late?

Good — that's our specialty. A denial is the carrier's opening position, not the final word. We re-open, re-document and re-argue denied claims every week.

FREE CLAIM REVIEW · NO OBLIGATION

The fight starts with one call.

Call 812-850-1050 File a claim online
ALREADY HAVE DAMAGE PHOTOS? SUBMIT THEM →