S/01 — NEW CLAIMS
Filed right the first time.
The single biggest mistake homeowners make is filing alone. What you say in the first call, what gets documented in the first week — that's the claim. We take over before the carrier frames the story.
- →Full-property inspection before the carrier's adjuster arrives
- →Every conversation with the insurer handled for you
- →Deadlines, notices and policy conditions — met to the letter
S/02 — DENIED CLAIMS
"No" is where we start.
Denials count on you giving up. We re-open the file, tear down the carrier's reasoning line by line, and rebuild the claim with evidence they can't wave away. Getting denied claims overturned is our specialty.
- →Forensic review of the denial letter and your policy language
- →New inspection, new documentation, new demand
- →Escalation until the answer changes
S/03 — ESTIMATES
Numbers they can't shrink.
Carriers run your loss through pricing software tuned to their favor. We build independent, line-item estimates from the actual damage — measured, photographed and priced to real-world repair costs.
- →Room-by-room, trade-by-trade scope of loss
- →Code upgrades and hidden damage included — not "overlooked"
- →Defensible in negotiation, appraisal or litigation
S/04 — SUPPLEMENTS
Paid… some of it?
A first check is rarely the full story. When repairs uncover more damage — or the settlement quietly skipped half the scope — we file the supplement and chase down the difference.
- →Settlement audit against the true scope of loss
- →Supplemental filings for uncovered and hidden damage
- →Works with your contractor's findings, not against them
PAID-OR-FREE GUARANTEE: IF YOUR CLAIM ISN'T PAID, OUR SERVICE FEE IS $0. INCURRED THIRD-PARTY COSTS (SATELLITE IMAGERY REPORTS, XACTIMATE ESTIMATES) ARE NOT INCLUDED.
